Facing a Notice of Default or trustee sale in Comal County, Texas? Texas is a non-judicial foreclosure state, and the timeline is set by the deed of trust. We help homeowners in New Braunfels, Canyon Lake, Bulverde and across Comal County prepare the documents tied to reinstatement, loss mitigation, and loan modification so you can protect your home.
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In Texas, most foreclosure timelines are compressed compared to other states. Knowing where you are in the process — and responding on time — can protect your options before a trustee sale is scheduled.
After default, the lender sends a Notice of Default. A Texas deed of trust typically gives roughly a 20-day window to cure before acceleration and a posted Notice of Sale.
A Notice of Sale must be posted at least 21 days before the trustee sale. Sales are held on the first Tuesday of the month at the county-designated location in Comal County.
Reinstatement, loss mitigation, loan modification, a negotiated workout, and in some cases a civil suit filed in Texas District Court can change the outcome.
Dream Legal Solutions is not a law firm and does not provide legal advice. We assist homeowners representing themselves (pro se) with document preparation, loss mitigation support, and organizing the paperwork tied to Texas foreclosure.
Most Texas home loans are secured by a deed of trust that allows non-judicial foreclosure. This is the sequence Comal County homeowners typically see.
Missed payments trigger default under the terms of the deed of trust.
The lender sends notice and starts the cure period — often about 20 days.
Posted at least 21 days before the sale, with the time and place stated.
Held on the first Tuesday of the month at the county-designated location.
Post-sale timelines and options depend on the type of loan and circumstances.
Connect with local courts and understand the options available to Comal County homeowners facing a trustee sale.
Texas foreclosures are non-judicial, but civil actions to stop a sale are filed in the Comal County District Courts at the Comal County Courthouse in New Braunfels. The county clerk records the deed of trust, notices, and trustee-sale activity. Texas trustee sales occur on the first Tuesday of each month at the location designated by the Comal County Commissioners Court.
Several paths can help Comal County homeowners avoid a completed trustee sale.
Pay the past-due amount and approved fees to bring the loan current and cancel the scheduled sale.
Submit a complete workout package to request a repayment plan, forbearance, or loan modification.
Sell the property or refinance before the trustee sale to protect your remaining equity.
In some cases a civil suit in Texas District Court can pause or challenge a scheduled trustee sale.
We prepare the documents homeowners representing themselves (pro se) need throughout the Texas foreclosure process.
We help you assemble the deed of trust, payment records, notices, and correspondence into one clear file.
We prepare the hardship letter, financial worksheet, and supporting documents for your servicer's review.
We prepare letters to your servicer and trustee requesting reinstatement figures and workout options.
Where a court challenge applies, we prepare the paperwork to file in Comal County District Court.
Get a free, confidential case review and a clear next step for your Texas foreclosure situation.
Get a free, confidential case review and a clear next step.
Free Case EvaluationDream Legal Solutions is not a law firm and does not provide legal advice. We assist homeowners representing themselves (pro se) with document preparation. This page is educational information only and is not legal advice.