State foreclosure information
All 50 States

State Foreclosure Information

Every state handles foreclosure differently. Find your state to understand the foreclosure process, timelines, and your options.

Non-Judicial (24 + DC)
Judicial (26)

Find Your State's Foreclosure Information

Select your state below to see detailed foreclosure information and all counties in your state.

24 + DC

Non-Judicial States

26

Judicial States

51

Total Jurisdictions

Non-Judicial Foreclosure States

Judicial Foreclosure States

Ready to Fight for Your Home?

Whether you're in a judicial or non-judicial state, we can help you fight foreclosure. Don't face this alone — let us review your case for free.

  • 24+ states: File civil lawsuit to force bank response
  • 26 states: Prepare your Answer and counterclaims
  • All states: Fight to cancel auction and reset your account

Non-Judicial States

In non-judicial states, the bank doesn't need to go through the court system to foreclose. They follow the "power of sale" clause in your deed of trust.

  • Bank files Notice of Default (NOD)
  • Notice of Trustee Sale published
  • Property sold at auction
  • We fight back: File civil lawsuit in county court

Judicial States

In judicial states, the bank must file a lawsuit to foreclose. You have the right to respond and defend yourself in court.

  • Bank files foreclosure lawsuit
  • You are served with Summons and Complaint
  • You must respond in 20-35 days
  • We fight back: File Answer and counterclaims

Time is Critical

If you've been served with a foreclosure lawsuit in a judicial state, you typically have only 20-35 days to file a written response. Missing this deadline means the bank wins by default. Contact us immediately.