We make foreclosure defense simple. Our step-by-step process gives you the legal documents and strategy you need to fight back — without expensive attorneys.
From your first call to settlement, here's exactly what happens when you work with us to fight foreclosure.
Fill out our form or call us. We review your situation — whether you've been served or are facing default — at no cost.
We prepare your Answer, counterclaims, motions, and forensic loan audit — all customized for your state and situation.
We file your documents with the court (or start your civil case in non-judicial states) and have process servers serve the bank.
With legal exposure from your counterclaims, the bank must respond with counsel. They now face costs and potential damages.
We negotiate to cancel auctions, rescind all notices, dismiss the foreclosure action, and restore your account — getting you back to where you were before any of this happened.
Every state handles foreclosure differently. We tailor our strategy to your specific state laws.
24 states + DC
No court case required to foreclose. We fight back by filing our own civil lawsuit.
California, Texas, Arizona, Nevada, Colorado, Oregon, Washington, Utah, and more
26 states
Bank must sue you in court. You're served with a Complaint — we respond with your Answer and counterclaims.
Florida, New York, New Jersey, Illinois, Ohio, Pennsylvania, Georgia, and more
In judicial foreclosure states, you typically have only 20 days to file a written response (Answer) with the court. If you don't respond, the bank wins by default and can proceed with foreclosure. Contact us IMMEDIATELY.
We prepare all the legal documents you need to fight back — no need to hire expensive attorneys.
Your formal response to the bank's lawsuit — admits or denies each allegation
Legal reasons why the bank shouldn't be allowed to foreclose
Your own lawsuit against the bank for TILA, RESPA, and other violations
Ask the court to throw out the bank's case entirely
Comprehensive review identifying all violations and defects in your loan
Supporting documents, audit reports, and evidence to support your case
Bank writes down what you owe to a sustainable amount
Negotiate reduced monthly payment you can afford
Foreclosure filings removed from public record and title
Restored to "current" status as if you never missed payments
Don't wait until it's too late. Every day matters when you're facing foreclosure. Get the legal documents and strategy you need to fight back.