Serving homeowners across Fairfax, Reston, Vienna, and Herndon. Virginia foreclosure is a non-judicial, deed-of-trust process powered by the trustee's power of sale — not an ordinary lawsuit. Acting early can give you time to review your notices, explore loss mitigation, and evaluate your options.
Share a few details and a member of our team will follow up to review your situation.
Submitting this form does not guarantee any outcome and does not automatically stop any foreclosure timeline.
Understanding the timing of a non-judicial trustee sale matters. The earlier you review your notices, the more room you may have to explore your options.
The process typically begins with default-related correspondence from your lender or servicer. Reviewing those early notices can help you understand where things stand and what documents to prepare.
Dream Legal's current Virginia saved sources use a 14-day foreclosure-sale notice marker in the state's non-judicial trustee-sale framework. This is a notice marker, not a cure period or an Answer deadline.
Loan modification, forbearance, repayment plans, and other foreclosure alternatives may be available through your servicer or a housing counselor. No outcome is guaranteed, but exploring these options early can help.
Virginia foreclosure is non-judicial. It proceeds under the deed of trust and the trustee's power of sale, not through an ordinary court foreclosure lawsuit.
The lender or servicer typically begins with default-related notices and communications.
The trustee or substitute trustee administers the sale under the deed of trust and the power of sale.
Dream Legal's current Virginia saved sources use a 14-day foreclosure-sale notice marker before the trustee sale.
The property is sold at the location designated for the trustee sale unless resolved beforehand.
A homeowner may bring a separate civil/equitable action in Circuit Court to challenge a trustee sale and request TRO/injunction relief where appropriate. This is a separate homeowner challenge path — filing does not automatically stop foreclosure, and an injunction is not guaranteed. Ordinary Virginia trustee-sale foreclosure is not a foreclosure lawsuit.
We provide foreclosure-assistance support to homeowners across Fairfax County, Virginia.
County seat & surrounding communities
Planned community & transit-oriented area
Historic town & Tysons-corridor neighbors
Town & Dulles-corridor households
The Circuit Court is relevant to separate civil/equitable foreclosure challenges and related filings; ordinary Virginia trustee-sale foreclosure remains non-judicial.
Having these documents ready can make a document and notice review more efficient when you reach out for help.
Latest mortgage statement, deed of trust, promissory note, and payment history.
Default notices, sale notice, and any trustee or substitute-trustee notices and documents.
Assignment or endorsement records showing the chain of the note, if available.
Servicer correspondence, loss-mitigation papers, and loan-modification submissions or responses.
Court papers if a separate civil case exists, including any TRO/injunction filings, and bankruptcy papers if applicable.
Recent income and hardship documentation to support loss-mitigation or loan-modification review.
Call us to review your notices and documents and explore your options. There is no charge for an initial case review.
Disclaimer: This page provides general informational content only and is not legal advice. Dream Legal Solutions is not a law firm and does not provide legal advice or representation. Virginia foreclosure is a non-judicial, deed-of-trust/trustee-sale process. The 14-day figure reflects a foreclosure-sale notice marker in Dream Legal's current Virginia saved sources and is not a cure period, Answer deadline, summons deadline, or guaranteed minimum foreclosure timeline. A homeowner may bring a separate civil/equitable action in Circuit Court, but filing does not automatically stop foreclosure and no injunction or outcome is guaranteed. No redemption or deficiency rule is stated on this page. Completing the form or calling does not guarantee any result.