Serving homeowners across Glenn County, including the county seat of Willows, Orland, Hamilton City, Artois, and Elk Creek. If you have received a California Notice of Default (NOD) or a Notice of Trustee's Sale (NTS), understand your options under the California non-judicial trustee-sale process.
Document-preparation support for pro se homeowners. We are not a law firm and do not provide legal advice.
No pressure. No obligation.
In California, most trustee-sale foreclosures follow a primarily non-judicial process under California Civil Code §2924. The calendar moves on recorded notices and statutory windows, so acting early within each period preserves the most options.
A Notice of Default is recorded to begin the non-judicial process. It triggers a 90-day cure or reinstatement period. In a typical case, roughly four months of delinquency may precede the recording, though that figure is only approximate.
During the 90-day period after the NOD, you may be able to bring the loan current, pursue loss mitigation, or request a loan modification before a Notice of Trustee's Sale is scheduled.
The Notice of Trustee's Sale is recorded, mailed, and posted at least 90 days after the Notice of Default, with the sale set at least 21 days after the NTS. In total, the ordinary process often extends 200+ days from delinquency to sale, though that figure is approximate.
Act early. The earlier you begin reviewing your options within the 90-day period, the more room you have to pursue loss mitigation, a loan modification, or a civil challenge before a sale is scheduled.
California's ordinary foreclosure is a primarily non-judicial process under a deed of trust that leads to a public trustee sale. Here is how it typically unfolds.
The trustee records a Notice of Default under the deed of trust, beginning the non-judicial process and opening a 90-day cure or reinstatement period.
During the 90-day period you may pursue reinstatement, loss mitigation, or a loan modification. Homeowner Bill of Rights protections may support these efforts.
If not cured, the trustee records, mails, and posts a Notice of Trustee's Sale at least 90 days after the NOD, and the sale is set at least 21 days after the NTS.
California's Homeowner Bill of Rights provides protections including dual-tracking restrictions (§2923.6), a right to a single point of contact (§2923.7), and requirements for document accuracy (§2924.17).
To challenge a non-judicial foreclosure, a separate civil lawsuit is required. A temporary restraining order or injunction is a separate form of relief to halt a scheduled sale. Filing a lawsuit alone does not automatically stop the sale.
In the ordinary non-judicial path there is no standard summons or Answer. Redemption after a non-judicial trustee sale is generally not available in the ordinary case. A separate judicial foreclosure path exists for certain situations.
Serving homeowners across Glenn County, including the county seat of Willows, Orland, Hamilton City, Artois, and Elk Creek. Here is the local court and assistance information for Glenn County, California.
Willows, California
Address
526 W Sycamore St,
Willows, CA 95938
Phone
(530) 934-6380
Hours
Mon-Fri 8:30AM-4PM
Court Document Reminder
Most trustee-sale foreclosures are non-judicial. If you receive a summons, complaint, or other court document, follow its stated deadline.
Important: The court address is provided for court information. A trustee's sale is not held at the courthouse — it takes place at the location designated in your Notice of Trustee's Sale.
Glenn County homeowners can contact the official court self-help resources for general court and procedural information. For individual foreclosure help, Dream Legal Solutions supports document preparation and response guidance.
Before a sale, review your loss mitigation options, including a loan modification request and the protections under the Homeowner Bill of Rights. Acting during the 90-day period preserves more options.
To challenge a non-judicial foreclosure, a separate civil lawsuit is required. A temporary restraining order or injunction is a separate form of relief to halt a scheduled sale. Filing a lawsuit alone does not automatically stop the sale.
Having your loan and property documents organized helps you and any document-preparation support move quickly when time is short.
Tip: Keep copies of everything you send and receive. If you pursue loss mitigation or a loan modification, you may need to act on incomplete, incorrect, or missing documentation before the 90-day window closes.
Glenn County homeowners facing a California Notice of Default or Notice of Trustee's Sale can get document-preparation support. Call today.
(323) 813-4113Disclaimer: Dream Legal Solutions is not a law firm and does not provide legal advice. We provide pro se document-preparation support to homeowners representing themselves. This page is for general informational purposes only and is not legal advice. Foreclosure law is complex and deadlines vary by situation. For legal advice, consult a licensed California attorney. A trustee's sale is held at the location designated in your Notice of Trustee's Sale, not at the courthouse.