Serving Little Rock, North Little Rock, Maumelle, Sherwood and the Central Arkansas communities. If you have received a foreclosure notice, Dream Legal Solutions can help you understand the process, review your documents, and prepare the paperwork you need to respond in Arkansas.
Two Process Paths
Judicial & non-judicial
Circuit Court
Judicial Answer path
Document Prep
Pro se support
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Arkansas allows both non-judicial and judicial foreclosure. Most saved-source Arkansas foreclosures are described as proceeding non-judicially under a power of sale, but a judicial lawsuit may also be used. Because the two paths have different deadlines, identifying which applies to you early is essential.
In the non-judicial path, the lender or trustee proceeds under the statutory power of sale in the mortgage or deed of trust — without a court lawsuit. Saved sources describe:
Why this matters: The non-judicial path does not involve filing an Answer. Action must focus on review of the default notice, sale notice, and pre-auction options.
In the judicial path, the lender files a foreclosure lawsuit in Arkansas Circuit Court. Saved sources describe:
Why this matters: In the judicial path, a 30-day Answer deadline applies. Missing it can lead to default judgment.
Not sure which path applies to your Pulaski County property?
Our team can help you review your notices and identify the correct response path. The 30-day Answer timing applies only to the judicial lawsuit path — not to the non-judicial statutory process.
Request a Free Case ReviewArkansas allows both non-judicial and judicial foreclosure. Most saved-source Arkansas foreclosures proceed non-judicially under a statutory power of sale, while judicial foreclosure may proceed through Circuit Court. The two paths have different steps and deadlines.
Under the statutory power of sale
Note: The 30-day Answer timing does not apply to this non-judicial statutory path. No court Answer is filed; action focuses on the notices and pre-auction options.
Lawsuit in Arkansas Circuit Court
30-day Answer: The 30 calendar-day Answer deadline applies only to the judicial lawsuit path, in Arkansas Circuit Court.
Redemption: Arkansas's saved sources distinguish between paths. Judicial foreclosure may involve limited redemption rights; the current saved source does not establish a universal fixed judicial redemption period.
Pulaski County is home to the Arkansas state capital and the largest concentration of residents in the state. We serve homeowners throughout Central Arkansas.
State capital area
Across the Arkansas River
Central AR community
Pulaski County community
Northeastern Pulaski
Southern Pulaski
Pulaski County area
Enclave within Little Rock
401 W Markham St, Little Rock, AR 72201
(501) 340-8400
Mon–Fri, 8:00 AM–4:30 PM
Dream Legal Solutions is a document preparation service and is not affiliated with the court.
No promised results: Dream Legal Solutions prepares documents and reviews paperwork. We do not promise any specific foreclosure outcome or legal result.
Having the right documents ready helps our team review your situation and prepare the paperwork you may need under the Arkansas foreclosure process.
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Start with a free case review. We'll help you understand what you have and what to bring together.
Request a Free Case ReviewCommon questions from Pulaski County homeowners about the Arkansas foreclosure process.
If you have received a foreclosure notice in Pulaski County, Arkansas, act early. Our team can help you review the correct process path and prepare the documents you need.
Disclaimer: Dream Legal Solutions is a document preparation service, not a law firm. We do not provide legal advice, do not practice law, and are not affiliated with the Pulaski County Circuit Court or any court or lender. This page provides general educational information about the Arkansas foreclosure process based on current saved sources and does not constitute legal advice. Your situation may differ; consult a licensed attorney for legal advice specific to your case.