Facing a Notice of Default or trustee sale in Wichita County, Texas? Serving Wichita Falls, Burkburnett, Iowa Park, and surrounding communities, we help homeowners understand Texas' nonjudicial foreclosure process under a deed of trust — from the cure period through the Notice of Sale and the first-Tuesday trustee sale. We prepare the loss mitigation and loan modification paperwork tied to these steps so you can focus on your options.
Notice of Default
Response paperwork
Cure Period Help
Tracking key dates
Loss Mitigation
Workout documents
Rush response within 24 hours
In Texas, foreclosure is typically nonjudicial and moves quickly. The earlier you respond to a Notice of Default, the more options remain open.
Texas law allows a minimum 20-day cure period after a Notice of Default before a Notice of Sale can be posted. Missing that window can sharply reduce your options.
Loss mitigation applications, financial statements, hardship letters, and modification packages all take time to assemble correctly.
Trustee sales in Texas are generally held on the first Tuesday of the month. Knowing the calendar is critical to protecting your timeline.
Most Texas foreclosures run through a deed of trust, not a courtroom. Here is the typical sequence Wichita County homeowners face.
The trustee records and mails a Notice of Default under the deed of trust, formally starting the process.
You generally have at least 20 days to cure the default by paying the past-due amount or negotiating a workout.
If the default is not cured, a Notice of Sale is posted and filed at least 21 days before the sale.
The trustee sale is typically held on the first Tuesday of the month at the county courthouse.
Understanding where your foreclosure is handled helps you respond on time. Wichita County sits in the 30th Administrative Judicial Region of Texas, with the county seat in Wichita Falls.
Wichita Falls, TX — trustee sales are typically held on the courthouse steps on the first Tuesday of the month.
Where Notices of Default and Notices of Sale are recorded against the property.
Governs the nonjudicial foreclosure process, including notice requirements and the minimum cure period.
We are not a law firm and do not provide legal advice. We provide document-preparation support for homeowners representing themselves (pro se) through the Texas foreclosure process.
We help organize financial statements, hardship letters, and supporting documents for your servicer's loss mitigation review.
Preparation of the forms and documentation commonly required when requesting a loan modification or repayment plan.
Help tracking the Notice of Default, cure period, Notice of Sale, and first-Tuesday trustee-sale dates so nothing is missed.
Get a free, confidential case review. We'll help you understand your options in the Texas nonjudicial foreclosure process.
Call or Text 888-525-4335Disclaimer: Dream Legal Solutions is not a law firm and does not provide legal advice. We provide document-preparation support for homeowners representing themselves (pro se). This page is for informational purposes only and does not create an attorney-client relationship.