Facing foreclosure in Houston? Texas is a non-judicial foreclosure state — the process can complete in approximately 60 days, among the fastest in the nation. Harris County District Court is generally where civil lawsuits are filed to halt a first-Tuesday auction, and the Harris County District Clerk maintains the court records. The Harris County Clerk handles recording of foreclosure notices for properties throughout Harris County. Trustee sales are generally held on the first Tuesday of each month at the Harris County Civil Courthouse (201 Caroline St, Houston, TX 77002). We prepare civil complaints, TRO applications, and all Harris County-ready documents to help Houston homeowners fight back before the auction date.
Harris County District Court
201 Caroline St — Houston, TX 77002
~60 Day Timeline
Non-judicial — among fastest in the nation
Harris County Clerk & District Clerk
Notice recording & court document filing
Pro Se Document Prep
Prepared for Harris County filing
Texas is a non-judicial foreclosure state under TX Property Code § 51.002. The process can move very quickly — generally around 60 days from start to auction — among the fastest timelines in the country. The lender typically issues a 20-day notice to cure the default, followed by a 21-day Notice of Sale posted at the Harris County Civil Courthouse (201 Caroline St, Houston, TX 77002) and filed with the Harris County Clerk. The sale generally occurs on the first Tuesday of the month at the courthouse. There is generally no post-sale right of redemption for standard non-judicial foreclosures in Texas, so pre-sale action is the homeowner's primary recourse. Filing a civil lawsuit in Harris County District Court and seeking a temporary restraining order (TRO) is generally the method to halt the auction. TX Constitution Article 16 § 50 provides among the strongest homestead protections in the nation. Homeowners should consult with a qualified Texas attorney to evaluate their specific legal options.
Notice of Default & 20-Day Cure — TX Prop Code § 51.002(d)
The lender sends a Notice of Default giving the borrower 20 days to cure (bring the loan current). Among the shortest cure periods in the country. You may also receive a separate breach letter from the servicer. The 20-day clock generally starts when the notice is sent — do not wait to seek help.
Notice of Sale — 21 Days — Harris County
A Notice of Sale must be posted at the Harris County Civil Courthouse (201 Caroline St, Houston, TX 77002) and filed with the Harris County Clerk at least 21 days before the first-Tuesday auction. The notice specifies the date, time, and place of sale. Strict compliance is required — defective notices may support legal challenges.
First Tuesday Auction — Harris County
Generally held on the first Tuesday of each month at the Harris County Civil Courthouse, 201 Caroline St, Houston, TX 77002. There is generally no post-sale right of redemption for standard non-judicial foreclosures in Texas. Filing a civil lawsuit in Harris County District Court and obtaining a TRO before the sale is the primary method to halt the auction. We prepare the complaint and TRO application — you file with the Harris County District Clerk.
TX non-judicial foreclosure can complete in approximately 60 days. Generally no post-sale redemption. File a civil lawsuit and seek a TRO in Harris County District Court before the first-Tuesday auction.
Texas non-judicial foreclosure can complete in approximately 60 days. There is generally no post-sale right of redemption — pre-sale action in Harris County District Court is the homeowner's primary recourse. We prepare every document you need to file before the first-Tuesday auction. Free consultation. No obligation.