Kentucky homeowners have 20 calendar days to file an Answer in KY Circuit Court. KY is a judicial foreclosure state. Here is how to respond.
Kentucky is a judicial foreclosure state. File your Answer in KY Circuit Court within 20 days. No fee for defendant's Answer. Raise all affirmative defenses.
| Deadline | 20 calendar days |
| Court | KY Circuit Court |
| Filing Fee | None for Answer |