Maryland homeowners have only 15 calendar days from service to file a Notice of Intention to Defend in MD Circuit Court — one of the shortest deadlines in the nation. Act immediately.
Maryland is a judicial foreclosure state with one of the shortest response deadlines in the country. Under MD Rule 2-322(a), you have 15 days to file a Notice of Intention to Defend and Answer. Maryland also has a foreclosure mediation program.
CRITICAL: 15 Days in Maryland
Maryland gives you 15 calendar days — not business days. This is half the time of most states. If you were served 3 days ago, you have 12 days left. Contact us immediately for expedited preparation.
15 Days — Count Immediately
MD Rule 2-322(a): 15 days from date of service. Weekends count. File a Notice of Intention to Defend separately from your Answer.
File in Circuit Court + Request Mediation
File in the Circuit Court of the county where the property is located. Maryland offers foreclosure mediation — request it. No fee for the Notice of Intention to Defend.
| Deadline | 15 calendar days (MD Rule 2-322) |
| Court | MD Circuit Court (county of property) |
| Mediation | Available — request it |
| Filing Fee | None for Notice of Intention to Defend |
Maryland's deadline is one of the shortest. Do not wait even one day.
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