Oregon homeowners have 30 calendar days to file an Answer in OR Circuit Court. OR uses both judicial and non-judicial foreclosure. Here is how to respond.
Oregon uses both judicial and non-judicial foreclosure. If served with a Summons, the lender chose judicial. 30 days to Answer. OR has a strong foreclosure mediation program and a 120-day NOD period for non-judicial.
| Deadline | 30 calendar days |
| Court | OR Circuit Court (county of property) |
| Mediation | OR Foreclosure Avoidance Program — request |
| Filing Fee | None for Answer |