Sacramento Foreclosure Defense
Document Preparation

You have 30 calendar days from the date you are served to file a written Answer with the Sacramento County Superior Court at the Gordon D. Schaber Courthouse (720 9th Street). The Answer must admit or deny each paragraph, assert affirmative defenses, and include counterclaims. Missing this deadline results in automatic default judgment.

Yes — file a civil lawsuit in Sacramento County Superior Court with a simultaneous TRO to halt the trustee sale. The lawsuit must assert valid claims such as TILA violations, RESPA violations, wrongful foreclosure, or HBOR violations. We prepare the complaint, TRO application, and all supporting documents for filing at the Schaber Courthouse.

Yes. HBOR applies statewide. Dual tracking is prohibited under CA Civil Code § 2923.6, single point of contact required under § 2923.7, and robo-signing prohibited under § 2924.17. Sacramento homeowners have the full protections of HBOR regardless of whether the foreclosure is non-judicial or judicial.

Our services cost a fraction of what an attorney would charge — typically thousands less than a traditional retainer. Because you represent yourself pro se, you avoid high hourly rates. We prepare all court-ready documents. Free consultation at 323-813-4113.