How long does a Seattle foreclosure take?

Washington non-judicial foreclosures take 120-200+ days in King County. The 90-day NOD period plus mandatory Foreclosure Fairness Act mediation can extend timelines significantly. You have at least 120 days from NOD to the sale.

What is Washington's Foreclosure Fairness Act in Seattle?

The WA Foreclosure Fairness Act requires lenders to send a 90-day pre-foreclosure notice and offer free HUD-approved housing counseling. Homeowners can request mediation through the Department of Commerce. If the lender fails to comply, the trustee sale must be postponed.

Which court handles Seattle foreclosure cases?

King County Superior Court handles civil foreclosure lawsuits. The main courthouse is at 516 3rd Ave, Seattle, WA 98104. For non-judicial foreclosures, you file a civil suit at King County Superior Court to challenge the sale and obtain a TRO.

Can I stop a Seattle trustee sale?

Yes — file a civil lawsuit in King County Superior Court and obtain a TRO before the sale. You can also request Foreclosure Fairness Act mediation to delay the process. We prepare civil complaints with TILA/RESPA/WAFDPA claims.

What does Seattle foreclosure defense cost?

Our document preparation costs a fraction of attorney fees. You represent yourself pro se in King County Superior Court. Every case starts with a free consultation. Call 323-813-4113.

Seattle Homeowners

Seattle Foreclosure Defense
Document Preparation

Facing foreclosure in Seattle? WA non-judicial foreclosure with 90-day NOD under RCW 61.24. WA Foreclosure Fairness Act provides mandatory mediation. King County Superior Court handles civil lawsuits. We prepare court-ready documents for Seattle homeowners.

Get Free Case Review Call 323-813-4113

King County Superior Court

516 3rd Ave, Seattle

90-Day NOD Period

RCW 61.24 reinstatement

Foreclosure Fairness Act

Mandatory mediation available

Pro Se Document Prep

You represent yourself — we prepare

Seattle Foreclosure Process

How Foreclosure Works in Seattle / King County

WA is non-judicial under RCW 61.24. NOD triggers 90-day reinstatement. WA Foreclosure Fairness Act (RCW 61.24.163) provides mandatory mediation for owner-occupied homes. File in King County Superior Court to stop sale. No post-sale redemption — pre-sale action essential.

WA Non-Judicial Timeline

1

Notice of Default — 90 Days

RCW 61.24: NOD must give 90 days to cure. Longest reinstatement period in the US.

2

FFA Mediation (Owner-Occupied)

Foreclosure Fairness Act mediation. Must be requested within 20 days of NOD.

3

Notice of Trustee Sale + Auction

120 days after NOD. No redemption. File lawsuit BEFORE sale in King County.

File civil lawsuit in King County Superior Court, 516 3rd Ave, Seattle, WA 98104 before sale.

WA Homeowner Protections

90-Day Reinstatement: RCW 61.24 — among the longest in the US.
FFA Mediation: Mandatory mediation for owner-occupied homes.
Notice Requirements: Strict compliance under RCW 61.24. Defects = defense.
Anti-Deficiency: No deficiency on purchase-money loans for owner-occupied.

Related Resources

WA Guide FFA Mediation Non-Judicial Contact

Seattle FAQ

Seattle Foreclosure FAQs

Act Now — 90 Days, Then It's Over

Facing Foreclosure in Seattle?
Get a Free Case Review Today

90-day reinstatement is among the longest — use it wisely. Free consultation. No obligation.

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Related Pages

WA Foreclosure Defense•FFA Mediation•Contact Us

Seattle Foreclosure DefenseDocument Preparation